Borrower Behavior and Trends in the Non-Prime Financial Industry: What You Need to Know as a Lender

Thursday, May 18, 2017 - 3:00pm

Borrower Behavior and Trends in the Non-Prime Financial Industry: What You Need to Know as a Lender

What is next for our industry following Operation Choke Point and the emerging regulations from the CFPB? Clarity (nonPrime101) will be presenting an analysis of the subprime lending space, including past and present industry trends and borrower behavior. We will share research and examine: What the new subprime borrower looks like and how they have evolved over time.  Millennial use of credit and whether their behaviors present opportunities or challenges. Inquiries and applications for credit versus average loan amounts. Patterns in conversion rates, defaults and loan performance.

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